Paying for Drug Rehab – Insurance Coverage for Treatment

 

The first barrier that one faces when they, or someone in their family, decide to get rehabilitated is that how is one going to pay for it. Hence, it is very important that one knows his or her rights and to what extent will their insurance cover their treatment. When seeking Florida drug rehab or Florida alcohol rehab one needs to the health coverage of the rehab centers in Florida so that they can make an informed decision about their rehab.

Mental Health Parity and Addiction Equity act

In 2008, the Mental Health Parity and Addiction Equity act was passed. This law basically equated the disparity that existed between the coverage of general medical and surgical ailments to that of mental health and substance abuse health. Florida drug rehab and Florida alcohol rehab programs also adhere to the law of parity. This enables one seeking rehabcenters in Florida to comparatively easier access and lower costs.

In the past insurance companies had menial coverage for rehab centers in Florida and main focus of health insurance was on medical and surgical issues, but now due to the parity law Florida rehab  now encompasses a much larger domain including deductibles and copays. One should check the insurance policy that their company offers in order to see the extent that his or her company offers since the Federal Parity Law includes the larger companies i.e those with more than 50 employees.

Queries you may have for insurance companies:

Some important points that one may ask their insurance companies service providers include questions about the extent of their coverage, whether they will need their doctor’s recommendation or referral and what is the medical need of their rehab. Furthermore, one should also enquire whether second time treatment is covered. Some companies only cover the cost of the first rehab whereas others take many different factors in view, such as severity and level of addiction into account. Click here !

One may also want to know whether they are liable to copay and if yes, than what is the percentage of copayment that they have to make. One should also make sure that what rehab centers are covered by their particular insurance and if they can still get coverage for the center they are planning to seek help from.

Florida rehab coverage

In Florida rehab coverage can also be sought through organization such as Goodwill and Salvation army. These organizations are helpful in assisting one when it comes to seeking treatment from rehab centers in Florida. In Florida rehab centers are also available which cater to the under privileged community and provide free or low budget rehab care.

Keeping in mind that mental health and wellbeing, especially when it comes Florida drug rehab and Florida alcohol rehab, is equally as important as any general physical or surgical ailment one may suffer. Hence, the parity laws and insurance coverage as well as low budget or free rehab centers in Florida make seeking treatment for addictions much more accessible and convenient. Hence, one should immediately find out what their insurance covers and to what benefits they are entitled to so as to seek prompt treatment for their addictions. Visit this site : http://www.rehabilitation-center.org

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